3 Helpful Ways to Maximize Dental Benefits While Wearing Braces

Whether it is you or your child preparing to undergo orthodontic treatment, the cost of care can add up over time. It’s just one of the many reasons so many people turn to dental insurance as a helpful way to lower out-of-pocket expenses for this type of advanced service. But how can you know if you’re getting the most out of your existing plan? Discover three ways to maximize your benefits and save more while working toward a straighter smile. 

Verify Your Existing Coverage

Before you agree to start orthodontic treatment, it’s important to verify your existing dental insurance coverage. Many plans have stipulations that include age limits or types of braces that are covered.

Failing to review this information can make it harder to get the most out of your plan, and it can mean higher out-of-pocket costs in the long run. By talking with a representative from your insurance company and receiving any pre-authorization, you can do more to maximize your benefits and lower your expenses.

Choose an In-Network Orthodontist

When looking at your dental insurance plan, you will notice differences between in-network and out-of-network. Selecting someone who is already working with your insurer usually means that you will save more when undergoing treatment.

An in-network orthodontist has pre-negotiated fees that benefit you, the patient, by making it possible to keep costs down so that you can confidently move forward with treatment without additional worry.

Don’t Hesitate to Use a Flexible Spending Account (FSA)

If you have an FSA, it is in your best interest to use it when paying for orthodontic treatment. These pre-tax dollars are set aside so that you can use them when preparing to wear braces. It’s important, though, that you understand the details of your FSA, including contribution limits, eligibility, and how your funds can be used.

A key component to remember is that many FSA funds expire at the end of the year, so you’ll need to use them before time runs out.

The same is true for traditional dental insurance benefits. They generally do not roll over at the end of each year, so using the allotted annual maximum is essential so that you do not lose valuable money that will only be returned to your insurance company.

Being proactive about your coverage and knowing how best to use your benefits will help alleviate any concerns as you prepare for life with braces. Asking the right questions and identifying the most effective ways to save will make the treatment process less stressful.

About the Author
Dr. Susan Podray-Donovan is a board-certified orthodontist who believes in the importance of a healthy smile for all patients. She and fellow orthodontists at Serenity Orthodontics, Dr. Kylie Lewis and Dr. Karolina Grochowska, work together to provide patients with effective and affordable solutions. Being in-network with various dental insurance companies makes it possible for individuals to pay less and get the most out of their benefits before the end of the year. If you are looking for ways to save on you or your child’s upcoming orthodontic treatment, visit our website or call (470) 589-4475.